For years, lenders have utilized "credit scoring" to determine whether or not an individual is a good credit risk. Credit scoring has recently become a hot topic, due in large part by the mortgage lending industry's willingness to use the process to evaluate one's likelihood of repaying home mortgage refinancing or second mortgage loans.
Stop getting ripped-off when you refinance! Learn 6 easy ways to avoid unnecessary fees and save yourself from hassles and headaches.
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